i work in Hydrotek Engineering as a sales engineer its a co. delaing with plumbing n fire fighting equipment we r the sole dealers of some products in kuwait……… our parent co. is greenfields agriculture co. http://greenfieldsagriculture.com which is a trading n contracting co. which does banking with conventional banks………
the market of landscaping projects hav becom very bad in kuwait, so big cos. lik ours take the projects on low cost for ex.. if the project costs 100dinars we quote 60dinars and in turn cut in material supply or in labour…..so the thing is the picture shown at the time of tendering is totally different from the picture at the time of execution………n as far as i think this is nothing but cheating n telling lies or u can say fraud in rough words……. but since this is the trend here no 1 cares n says to survive in the market we hav to do this n lik any other business even we might hav taken loans from conventional banks…..n paying bak interest n also please clarify is takin loans for house cars etc….is halal…….
According to the Shari’ah, honesty and trustworthiness in dealings is the cornerstone of business and economics. It is not all about making money. As Muslims, we do not compromise in our morals and good values. This is what Islam is all about. It’s a way of life in every aspect of our lives. To earn a Halaal income is emphasized in the Qur’aan and Hadith. Allah states, ‘Oh you who believe, do not eat the wealth of one another in an inappropriate way.’
Rasulullah [sallallaahu alayhi wasallam] said, ‘To earn a Halaal income is an obligation after other obligations.’ (Tirmidhi). The emphasis is on Halaal income and not just any income. Rasulullah [sallallaahu alayhi wasallam] said, ‘That body that is nurtured through Haraam, the fire of hell is more deserving of it.’ (Ibid) Rasulullah [sallallaahu alayhi wasallam] also advised that one of the questions that will be asked to an individual in the court of Allah is where did he earn his money from where did he spend it? (Muslim). Rasulullah [sallallaahu alayhi wasallam] said, ‘That person who deceives is not from among us.’ (Tirmidhi)
You say that people cheat and don’t care. That is because there is no consciousness in the people to earn Halaal. There is a need to conscientise the people. Once the people realize the importance of earning Halaal and there is a campaign driving and directing people in that direction, then people will follow. People should not be left free to do so as they want to. To prohibit wrong and point our wrongs is the duty of every Muslim. Honesty in the economy will only come with effort and education. If a few people sacrifice, that will have an overwhelming effect as truth always shines and prospers.
Interest is expressly prohibited in the Qur’aan and Ahaadith. Allah and His Rasul [sallallaahu alayhi wasallam] declares war against such a person. Howe can such a person be successful? Rasulullah [sallallaahu alayhi wasallam] said, ‘One dirham of interest is worse than 66 times committing Zina with one’s own mother. Rasulullah [sallallaahu alayhi wasallam] said, ‘Interest outwardly may show an increase but the consequences is a decrease.’ Allah shows this in a person’s life and conditions. Such a person never experiences peace in his life.
and Allah Ta’ala Knows Best
Mufti Ebrahim Desai