Shafi'i Fiqh

Ruling on Using Zero Balance Credit Card

I have a credit card from one of the banks. I have made purchases of approximately 300 JDs while my card has zero balance. The bank informed me that it will deduct (1%) as allowance service and that I have to repay the 300 JDs in installments over a period of twelve months. As a result, the total of the debt became 336 JDs. What is the ruling of Sharia on this?

Shafi'i Fiqh

Exam Invigilator should Report Incidents of Cheating

My colleague who invigilates high school examinations caught an examinee who was sitting for the exam instead of his brother, so he told the examination room supervisor. As a result, the original candidate was denied sitting for the rest of the exams and his brother was sent to jail for one year. My colleague felt sorry for this outcome. If reporting this incident to the supervisor was wrong, what is the proper course of action to fix that?

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