IslamQA

insurance

Family Matter

Salaam alaykum Ya shaykh Please i need ur advice. My family is Christian. (American) my mother past away a week ago and just 2 days later I gave birth. It was such an emotional time for me . I was blessed with my third son and my husband told me I could decide on the...

Car insurance for drivers

Assalamualaikum Sheikh, I have hire car business and I give Cars on rental basis per month and drivers usually use the car for Uber or any ridesharing services. My contract with the driver is to cover only car servicing & car maintenance and NO insurance included...

Permissibility of insurance

Assalamualaikum, my parents bought for me 2 different insurance policies for me a couple of years back. One of the policy is that I have to pay premiums for 10 years and I’ll be covered for death and terminal illness until the policy matures which is around 50-60...

Personal Indemnity Insurance Haram?

Asalaamualaykum I am currently working as an optician in the UK where we have to be covered with personal indemnity insurance by law, which gives us legal cover if we are sued by a customer. At the moment my employer covers this for me but I’m planning to change jobs...

Third Party Insurance – Insurance company offering cash settlement

Question السلام علیکم و رحمۃ اللہ و برکاتہ  (1)  گاڑی کا ایکسیڈنٹ ہوا. جس کا قصور ہے اس کی انشورنس کمپنی سامنے والے کی گاڑی درست کروا دے تو یہ جائز ہے یا نہیں  (2)انشورنس کمپنی بجائے گیریج میں درست کروانے کے کیش قیمت دے تو اس کا لینا کیسا ہے ( کمپنی جو...

Insuring Fuel for Sale

Question I am currently running a filling station and do not own the premises. I have been asked to insure our fuel purchased from the company we rent from.  This fuel is stored in under ground tanks and sold to customers. Kindly advice if I am able to insure...

Is it permissible to work at an Insurance firm?

Question Can Muslims work at insurance companies? Answer In the Name of Allah, the Most Gracious, the Most Merciful. As-salāmu ‘alaykum wa-rahmatullāhi wa-barakātuh. Nabi (ﷺ) said: طَلَبُ كَسْبِ الْحَلَالِ فَرِيضَةٌ بَعْدَ الْفَرِيضَةِ Translation: Earning of Halal...

Is the Teachers’ Pension CARE Scheme Permissible?

Question: Is the Teachers’ Pension CARE scheme permissible? In the Name of Allah, the Most Gracious, the Most Merciful. As-salāmu ‘alaykum wa-rahmatullāhi wa-barakātuh. Answer: It is permissible to be a member of the CARE scheme offered to school teachers. The Fiqh...

Is there Zakat on Aviva Life Insurance Plan?

Question: Is there Zakat on Aviva Life Insurance Plan? In the Name of Allah, the Most Gracious, the Most Merciful. As-salāmu ‘alaykum wa-rahmatullāhi wa-barakātuh. Answer: Zakat is not binding on the premiums paid to the policy.  More importantly, life insurance...