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Ruling on Working in a Riba-Based Bank

Answered as per Shafi'i Fiqh by Darul Iftaa Jordan
I obtained a university degree in Banking and Financial Sciences in 2008. I haven`t applied for any Riba-based bank, insurance company or finance corporation, because I know that it is Haram (Forbidden) to work there. However, I couldn`t get a job in an Islamic bank although I have applied many times. Six months ago, I got a job as a sales representative for food supplier, but I am about to lose this job because the administration decided to transfer me to another department where I have to carry things and endure a great deal of hardship. Moreover, I am also treated like any other sales rep. who holds primary school certificate. In light of my field of study, is it permissible for me to work in a Riba-based bank or an insurance company with the intention of leaving such job once I manage to get one in an Islamic institution and under the condition that I do not work in any department that directly deals with usury. In addition, does the ruling of Sharia on working for Riba-based banks apply to working for the Central Bank as well?


All perfect praise be to Allah, the Lord of the Worlds; may His blessings and peace be upon our Prophet Mohammad and upon all his family and companions.

If you get a job in a Riba-based bank and that job doesn`t directly deal with Riba (Usury/interest)-a security guard or chief of personnel-then We (Iftaa` Department) pray that Allah doesn`t hold you accountable for that because such a job doesn`t directly help in Riba-based transactions.

Moreover, the Central Bank is the state`s treasury and deals with Riba. If your work in this institution involves dealing with Riba directly, then We hope that Allah doesn`t hold you liable for that, but We recommend that you look for another job to avoid this suspicious line of work. And Allah the Almighty knows best.

This answer was collected from the official government Iftaa Department of Jordan.

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