Question:
Salaams, Shaykh I hope your in best of health.
Are personal injury claims halal, even if you not hurt in the accident?
And what if you are hurt. Is it halal?
Answer:
If you are not hurt and you make a claim, you would be lying which is a grave sin. If you are injured and you make a legitimate claim, it could be allowed when within limits. many times people make excessive claims. This is not right. These claims increase the premium of other innocent people.