Can I claim from insurance company for injuries suffered in motor vehicle accident?

Answered according to Hanafi Fiqh by

Got into a major Auto accident with the other party being at fault. Alhamdulillah, there is no major injury but some minor injury, in the form of headaches, backache etc.. At present there is nothing severe but sometimes these injuries, may Allah protect can a longtime lingering effect.

Can we claim for these injuries from the insurance company? Please advice. Jazakallah Khairun.


In the Name of Allah, the Most Gracious, the Most Merciful.

As-salāmu ‘alaykum wa-rahmatullāhi wa-barakātuh.


If you have incurred medical expenses due to the injuries that you have received from the accident, you may claim a reimbursement from the other party.


You cannot claim reimbursement for the injury itself or for its possible longtime effect.



And Allah Ta’āla Knows Best

Mufti Saeed Ahmed Golaub


Student Darul Iftaa

Checked and Approved

Mufti Ebrahim Desai 


This answer was collected from, which is operated under the supervision of Mufti Ebrahim Desai from South Africa.

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