Please guide me for calculating the zakat, my wife is working and having seperate account, i dont have any interfarence in their earning and expenses, than who will pay zakat for her( She themselves or i can pay on her behalf ?. We have 2 land of 20 lac ( Approx) on my wife name,one is for home purpose at my home town and 1 for investment, 1 flat booked under construction for which we took loans of 22 lakh rupees, we are living on rent, we are paying monthly installments of 20000, for the loan.
Ref. No. 995 Alif
In the name of Allah the Most Gracious the Most Merciful
The answer to your question is as follows:
Among husband and wife, whoever is the owner of Nisab i.e. 87.479 gram of gold or 612.360 gram of silver or cash equivalant to 612.36, Zakat becomes obligatory upon his / her wealth. If your wife owns the nisab then zakat is wajib on her and she must pay it. It is not husband’s duty to pay zakat of wife’s wealth. Nevertheless if husband, with wife’s permission, pays the zakat on behalf of his wife, it will suffice.
(And Allah knows best)
Darul Uloom Waqf Deoband