Answer
Respected Brother-in-Islam
Assalaamu Alaykum Wa Rahmatullaahi Wa Barakaatuhu
The area immediately under the navel is not to be shaven.
The area of shaving for a person (male / female) is above and around the
private parts. If possible, it is commendable to shave around the hind
private parts as well. (Al-Kamil, commentary of Muslim; Imam Nawawi vol.1
pg.128).
The hair of the armpit may be removed by using a shavor or scissors.
and Allah Ta’ala Knows Best
Mufti Ebrahim Desai
FATWA DEPT.