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Hanafi Fiqh

Selling jewellery

Is my earnings haram if I sold jewelry to a woman who doesn’t most likely seem to wear hijab? I work as a agent for the seller and I don’t own any products. I just post pictures of any product I like to sell and when I get customer. I send the customer information to the sellers and they deliver the product to the customer and I get commission and I work for many online sellers and I post their products in my Instagram business account. Some of the sellers want delivery charge from the customer to confirm the order to make sure so that they don’t cancel the order later and so that we don’t have to pay the delivery charge instead of them since customers pay for the products and delivery charge.

1.Is everything halal in this type work?
2. Am I doing anything haram or
my earnings from selling this Jewelry haram?
2. is pre-order haram if we receive only 50% advance?

Hanafi Fiqh

Brokerage

I want sell this shoe but I’m not sure about it being haram brand or It could be a copy of that haram brand shoe but different brand name. What should I do? Can I sell one product from another online seller which I don’t have and I will be a broker between them without my customer knowing and get my commission from the seller when their trading is done? Seller will be aware of this and should I also tell it the customer?

Hanafi Fiqh

Working in a data centre

Hello dear Scholars of islam

i have an urgent question about my situation

i am currently working as an IT technician. my duties consist of working in a data center.
A data center or data center is a building, a dedicated space within a building, or a group of buildings used
to house computer systems and associated components, such as telecommunications and storage systems, servers etc..
We mainly do small jobs like changing power supply units or installing and removing servers or wiring and unwiring.
Also small troubleshooting.

we work for different customers. Our company serves mainly 3 customers.
1 customer is a company where they rent their data centers to other customers.
2 customer is a manufacturer of electrical equipment and helps with the production of trains.
3 customer is a bank where we mainly do cabling and decabling.

customer 3
it is allowed to work at a bank if you mainly do wiring and unwiring. I have read some fatwas that say it is allowed to work
as a security guard, cleaner or in a call center.
Above all, I do unwiring. Unwiring is nothing more than cleaning up, like a cleaner would do.
Because these cables are no longer needed and are just lying around.
Cabling is connecting new devices with the necessary cables so that you can improve or expand your systems with which you can, for example
, to run interest transactions.
the cables taken out can be checked but i don’t do that otherwise i would equip them with cables again
is it allowed to work for this customer ?

customer 1
This is a company that rents out their datacenter. Their customers can also be banks or insurance companies. Me and my boss
do not know who their customers are. Can I work there or not? At this customer we do all the work I mentioned above.

customer 2
Is a manufacturer of electrical equipment and helps in the production of trains. They do not rent their datacenter. This data center is theirs.
I think it is the best place for me to work. At this customer we also do all the work I mentioned above.

I have read some fatwas. One says it is completely forbidden to work in a bank, even if you work for a company that has a bank as a client
and you should quit. Another says if you work as a cleaner or security guard or in a call center it is allowed,
because you are not directly involved with sin. Another says that you should not quit directly but first look for a new job. I work,
because my family needs financial support. We could live without my contribution, but it would be harder to pay all these bills.

I also talked to my boss about this issue and he can’t guarantee me that I can only work for the manufacturer of electrical equipment.
there can be emergencies or we have too little staff in the other projects. is it bad if I try to work all the time in the manufacturer of electrical equipment
but go to the other 2 customers only in case of urgencies or on the order of the boss,
if that would happen ?

Besides there are on-call services (24 hours a day) for the manufacturer of electrical equipment and the company that rents out its data center.
I would have to do this as well.would this be allowed ?

I see only 4 possibilities

– either I force my boss to make me work only at the manufacturer of electrical equipment and not to be on-call services (24 hours a day)
and not to be present in any emergencies in the other projects.
– I try to work as much as possible at the manufacturer of electrical equipment if possible
– I quit immediately
– I will work at this company until I find a new job.

if there are other possibilities I would be open to hear them.

I have been working at the bank for about the last 6 months unwiring and rewiring.is the money that i made haram.
I just had a bad feeling that I could get interest money. Then I read a fatwa
saying that if a company gets interest money it is allowed for a worker. I thought that you are not allowed to work for a bank directly.
(employed), but my case was that I was working for another company that was servicing a client, which unfortunately is a bank.
In addition, I never thought about whether it was forbidden to work at a bank.

and what about the money I earn now or will make in the future is that also Haram, as long as I do not work at the manufacturer of electrical equipment. and
if my boss forces me to work for the other customers. He did not guarantee that I will always work for the manufacturer of electrical equipment.
if I quit, I may get a notice period and have to work for another month.
My boss could force me to work this month at the bank or at the customer who rents his data center.
rents. What is the best thing to do.

I have also set aside some of this money. Is this money also haram. and I bought some things with this money is this also haram.
What should I do with this money or property.

If there are any questions you can write me on my email address. It is important to me that I get an answer as soon as possible.
because if this job is haram i will leave it.

my english is not so good so i would appreciate if you can explain it as simple as possible. Also feel free to give a long and
detailed answer with all the proofs. I would be glad if you can make a small summary at the end in this case.

Jazak Allah (s.w.t)

Hanafi Fiqh

CAR LEASING

Aw. Respected mufti sb are you aware of any car financing/leasing that is Shariah compliant within the UK? Jzk. Look forward to hearing from you soon.

Hanafi Fiqh

Is a fixed interest loan Riba?

Assalamualaikum Sheikh.

Inshaallah I hope you’re doing well.

I will be going to university in the UK for my UG for 4 years. My father has decided that he wants to take a loan from the bank with a fixed interest of an agreed amount (about 1% which he’s happy with) in order to pay for the tuition without worry during those 4 years. He’ll pay for the first part and he said I’ll pay once I’ve finished.

Is this Riba? Can you please help me define Riba in layman’s terms and what is the halal way of loans and banks?

Al Azhar University fatwa allows for fixed returns on Bank deposits

I’m trying to get another opinion because I’ve linked a fatwa by al-Azhar that seemingly says that it’s permissible? Inshaallah you can clarify this for me as I may have misunderstood. I thought it’ll be better if I ask directly.

Please make du’a for me and may Allah reward you. Assalamualaikum.

Hanafi Fiqh

Borrowing from commercial banks

Assalamu’alikum wa’rehmatullah wa’barakatuhu

Auntie wanted to ask something about banking; few days back we bought some electronic goods on installment through my uncle working in a commercial bank, whatever amount or good received, legally is on his name. My uncle said to me is that it’s like installment process and whatever we are paying in extra is fixed profit not intrest and because of this we bought those stuffs and are now paying him the installments.

But now as I found out that getting anything from commercial bank is prohibited, wether it’s on installation on fixed profit, mortgage or anything.

My question is if someone has bought anything from bank and realized that it’s inappropriate and wanted to repent, what should one do in a situation like we’re in right now, we’re we have used the amount and now paying the installation, how can we get out of this situation.

Hanafi Fiqh

Credit card cashback/rewards/points permissible?

Assalamu alaykum wa rahmatullahee wa barakahtuh,

Sheikh, I was wondering if it is permissible to use a credit card to get the cash back/rewards/points benefits. I’ve seen people talk about using a credit card to spend money that they currently have and to then pay off the amount immediately. This way, they say that they avoid the interest and reap the cash back/rewards benefits.

Is this permissible? If so, what are the conditions of doing so?

Hanafi Fiqh

Making cakes and bridal wear for non-Muslims

Assalamu Alaikum sheikh

We do baking and stitching business from home. In our cake business we are asked to write wishes (merry Christmas, happy Diwali etc) for various such non Muslims parties and festivals according to our customer requirements. Is it OK to do so. Ours is a mixed society. Is my income halal?

2.we stich bridal dresses and as ours is a mixed society we are asked to stich for Christian brides(gowns etc), for hindu brides etc according to their traditions. Is it OK for us to stitch for our non Muslim neighbors according to their needs? Is my income halal? Can we earn through this.. Baking and stitching business?
I am really anxious because of the confusing opinions on what is right and what is wrong. Please kindly looking farward for the reply sheikh.

Hanafi Fiqh

0% interest but mentioned HIRE PURCHASE in the agreement

Assalamu A’laikum WW,
Hope you are well. Could you please check the following attached agreement and kindly let me know if it is allowed to accept this agreement? The concern is that they have mentioned HIRE PURCHASE in their agreement. Please see the attached file for more information about HIRE PURCHASE.

This deal has so far had no late fees, but there may be a direct debit refused fee to set up RETURN DIRECT DEBIT, though the overall amount will remain the same. Will I be able to accept this agreement if they add any late payment charges or RETURN DIRECT DEBIT fees in the future, and if I am confident that I will not make any delays in my payments in sha Allah?