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Selling Insurance Plans for Credit Cards

Answered as per Hanafi Fiqh by ShariahBoard.org

Assalamualaikum

I have an interview in a financial company which deals with credit card and sell insurance on it. I have to attend calls, resolve the queries and later pitch an insurance sale to the customer. Is it halal or forbidden?

JazakAllahu Khaira

Walaikumassalam Warahmatullah

الجواب وباللہ التوفیق

Working in such a job is impermissible. May Allah Subhanahu Wa Ta’ala provide you with a better job with ease and aafeeyah (aameen).

يَٰٓأَيُّهَا ٱلَّذِينَ ءَامَنُوٓا۟ إِنَّمَا ٱلْخَمْرُ وَٱلْمَيْسِرُ وَٱلْأَنصَابُ وَٱلْأَزْلَٰمُ رِجْسٌۭ مِّنْ عَمَلِ ٱلشَّيْطَٰنِ فَٱجْتَنِبُوهُ لَعَلَّكُمْ تُفْلِحُونَ (المائدہ:۹۰)

وَلَا تَعَاوَنُوا۟ عَلَى ٱلْإِثْمِ وَٱلْعُدْوَٰنِ وَٱتَّقُوا۟ ٱللَّهَ ۖ إِنَّ ٱللَّهَ شَدِيدُ ٱلْعِقَابِ(المائدہ:)

ولا يجوز الاستئجار على الغناء والنوح وكذا سائر الملاهي لأنه استئجار على المعصية والمعصية لا تستحق بالعقد (الہدایہ:۳؍۲۴۰)

فان کان عمل الموظف فی البنک ما یعین علی الربا کالکتابۃ او الحساب فذالک حرام بوجہین الاول الاعانۃ علی العصیۃ،والثانی اخذ الاجرۃ من المال الحرام (۱؍۲۱۹)

فقط واللہ اعلم بالصواب

This answer was collected from Shariahboard.org. It was established under the supervision of the eminent faqih of our era, Hazrat Shah Mufti Mohammed Navalur Rahman damat barakatuhum.

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