Shafi'i Fiqh

Ruling on Paying by Credit Card

What is the ruling of Sharia on using credit cards(Visa, Master…) by parents to pay for the tuition of their children where the company which issues the cards deducts an agreed upon percentage and deposits the rest in the school`s bank account within two or three days?

Shafi'i Fiqh

Ruling on Violating Rights of Intellectual Property

Is violating the rights of intellectual property, namely authorship and internet credit card fraud, considered a kind of theft that entails discretionary punishment or punishment determined by Shariah for crimes(Hudud) or considered a kind of banditry? If it is a discretionary, what prevented the execution of punishment determined by Sharia for crimes?

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