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Assalam-alaikum, I am a software engineer working in a private company in Bangalore, India. I have a question regarding “Health Insurance”. My company has an agreement with TTK Health Insurance company, and they have given us TTK cards, we can use these cards in select hospitals, and I need not pay the hospital bill, I just need to swipe my card. Is this leagal for me? Is this halal? Please reply. Regards!

Answered according to Hanafi Fiqh by Darulifta-Deoband.com
Assalam-alaikum, I am a software engineer working in a private company in Bangalore, India. I have a question regarding “Health Insurance”. My company has an agreement with TTK Health Insurance company, and they have given us TTK cards, we can use these cards in select hospitals, and I need not pay the hospital bill, I just need to swipe my card. Is this leagal for me? Is this halal? Please reply. Regards!

Answer

(Fatwa: 1507/1423=D/1429)

 

If you neither did any dealing with the insurance company nor you paid any instalment for the policy, rather the company did all these things and it gave you the card for availing the hospital facilities then you can avail the same.

Allah (Subhana Wa Ta’ala) knows Best

Darul Ifta,
Darul Uloom Deoband

This answer was collected from the official ifta website of Darul Uloom Deoband in India.

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