Answered by Shaykh Abdurrahman ibn Yusuf Mangera
Can I let a sick relative without insurance use my insurance plan, because they do not have insurance and cannot afford to pay for their treatment and medicine?
Assalamu alaykum
In the name of the Inspirer of truth
It is not permissible to claim medicine on one’s insurance plan for someone else without the consent of the company. This involves lying, deceit, and the usurping of another’s wealth without consent, even if their wealth is doubtful or haram [as in the case of an insurance company or bank etc.].
An alternative would be to acquire zakat, sadaqah donations, or join Medicare [if in the US] or the National Health System [if in the UK] or other such programs. Those who fear Allah, He will make a way for them.
And Allah knows best.
Shaykh Abdurrahman ibn Yusuf Mangera
Shaykh Faraz Rabbani points out:
The general principle in the Shariah is that: It is not permitted (and sinful) to use another’s property or rights without their approval or permission.