Am I allowed to take Insurance out on my Laptop?
Insurance is allowed where it is a requirement of the law of the land. e.g. Car insurance, property insurance (and health insurance in the USA and Canada). Where there is no such requirement, e.g. contents insurance, life insurance etc. then it will not be allowed. Our insurance and assurance should be with Allah. So take care of your laptop, use it wisely and if something happens, buy another one.