income Archives - IslamQA

Find answers to your Islamic questions by Mufti Zakaria Makada (Hafizahullah), who is currently a senior lecturer in the science of Hadith and Fiqh at Madrasah Ta’leemuddeen, Isipingo Beach, South Africa.

Disability insurance

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Q: Is an income benefit/provider insurance policy allowed whereby one will receive an income if disabled and cannot work. At the age of retirement the policy will lapse with no benefit. A: All forms of insurance are haraam and impermissible, since they contain the elements of interest and gambling. And Allah Ta’ala (الله تعالى) knows… read more »

Wazifa for anxiety and depression

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Q: 1. I am suffering from anxiety. Please specify any dua or wazifa. 2. I am earning a halaal income but I want to have barakah in my income. I do everything to make Allah happy but sometimes I feel depressed that my duas are not being accepted. A: 1. Read durood shareef and picture… read more »

Going out to work during iddat

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Q: My husband has given me divorce in writing. He isn’t giving me any maintenance. I have to work to support my son. What are the rules for iddah: 1. Can I work in the daytime? 2. What about other rules of iddah? 3. My husband says that he now regrets. Can he remarry in… read more »

Purchasing shares in a bank

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Q: Is it permissible to have shares in banks intending to derive dividends only from bank charges income even though the money is mixed? A: Some of the bank charges are of a permissible nature and some are of an impermissible nature. Hence, how will you be able to distinguish the permissible from the impermissible…. read more »

Zakaat on empty plots

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Q: I have query on zakaat for land plots. I live overseas. I don’t own any home in my home country nor overseas. I have a total 9 plots in my home country as per below. Currently, I do not have any intention to sell these plots, unless until in future if I need cash/funds… read more »

Zakaat on loans

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Q: As an employee, I am facilitated to take 3 types of loan from my employer. Loan type 01: This loan is termed as ‘Salary Advance’. In case of emergency, the employee can take a loan from the employer to a maximum of 6 times his basic salary. The lent amount will be deducted from… read more »

Investing in Index Fund

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Q: I wanted to ask a query regarding Shariah compliant index funds. I read from Muft Taqi Usmani’s introduction to Islamic finance that investing in stocks is permissible based on 4 main conditions: 1. Majority of business activities being permissible, 2. Portion of income which is from Haram sources must be given to charity, 3. Majority… read more »