One of my Office colleague – Non Muslim (Hindu) asked for a loan of Rs. 20k and informed that he will return it in 1 month. It’s close to 2 years now and he is yet to pay the amount in spite of numerous follow-ups. He always assures to give after sometime. He is having very huge loan amount at present owing to medical treatments of his family members. I have also lost hope of receiving money. Can I consider this amount in Zakat and inform him about it, while giving out Zakat amount for present year.
بسم الله الرحمن الرحيم
Firstly, he is not a Muslim and zakah cannot be given to Non-Muslim. Secondly, you have given him the amount as a loan and thus you cannot make zakah intention for the same. So, it is not lawful for you to deduct it as the zakah of current year.
Allah knows Best!
Darul Uloom Deoband