Q. I have a loan with a bank and will be owing for the next 4 years. I had to take it to start my house and there was no avenue otherwise to get money. I have obtained (unexpectedly) some inheritance. Is it fard upon me to do the Hajj now or should I wait until I have completely paid the loan?
A. If the payment of the loan is due upon you at the moment, and by paying it you will not have the funds to go for Hajj, then you must pay the loan first.
If however, after paying the part of the loan which is due upon you at that time, you still have sufficient funds to perform hajj, then you can use these funds to perform hajj.
And Allah knows best.
Mufti Waseem Khan