Is It Permissible to Receive Cash Back and Travel Rewards That Are Provided by Credit Card Companies?

Answered by Ustadh Salman Younas

Question: Is it allowed for us to receive incentives such as cash back (I.e 1%) and travel reward points from credit card companies?

Answer: assalamu alaykum

These are permitted as leading scholars, such as Mufti Taqi Usmani, have stated. They are legally viewed as being gifts.

However, if they are being given by the bank as interest on your deposit or can only be redeemed by purchasing bank products that are impermissible, then it would not be permitted.

Salman

Checked & Approved by Shaykh Faraz Rabbani

Photo: ALEXEY ABROSIMOV