Inserting a finger in the private part
Q: If a husband enters his finger into the vagina of the wife, then does bath become necessary for wife or not?
A: By inserting the finger in the private part ghusal will not be fardh. However if the wife was aroused and semen had been emitted, then ghusal will become fardh.
And Allah Ta’ala (الله تعالى) knows best.
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