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Is taking the insurance card haram?

Answered as per Hanafi Fiqh by Darulifta-Deoband.com
As salamu alikum mufti sab,i am working in ksa.a multinational company.in our work agreement company must be provide us all kinds of medical treatment but it is not clear how will provide it is cash money or inssurence card.now company give us inssuerance card.facelites of this card is when we go to hospita for any kinds of treatment we must be payed 20% amount of treatment and oters are bear inssuarence company.it has a limitation for one year 25000 saudi riyal.i am allredy take the facilites now i am shoked what i am doing.if it is haram what i do now.plzz gives me right advice.jazakhallah.


(Fatwa: 688/578=D/1430)

The abovementioned medical aid presented by the company is lawful. You did not pay any amount for insurance, rather the company itself gave this facility on its own that you pay 20% of the total medical expense and the remaining will be paid by the company. This is a kind of facility from the company; there is nothing wrong in taking benefit from this facility.

Allah (Subhana Wa Ta’ala) knows Best

Darul Ifta,
Darul Uloom Deoband

This answer was collected from the official ifta website of Darul Uloom Deoband in India.

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