Find answers to your Islamic questions by Mufti Zakaria Makada (Hafizahullah), who is currently a senior lecturer in the science of Hadith and Fiqh at Madrasah Ta’leemuddeen, Isipingo Beach, South Africa.
Q: I am a car salesman. At times, people come to me and wish to purchase cars from me. However, since they do not have the finance, they want to buy the car through the bank financing the deal. Can I assist them through submitting the application and arranging the finance for them from the… read more »
Q: How should interest money be disposed of? 1. Is tamleek (passing of ownership) necessary i.e. does it have to be given to an individual person or can it be given to madaaris or for digging of wells, etc.? 2. Can it be given to non Muslims? 3. How poor must a person be to… read more »
Q: Is it permissible to have a different cash price and credit price for the same item? For example, if a customer buys an item upfront, he will pay R1500, but if he buys it in instalments, it will cost him R2000. Is this allowed in Islam? A: To stipulate a cash price as well as… read more »
Q: When giving a loan without interest, we charge a loan process amount. Is this haraam or not? A: Obviously it is haraam. And Allah Ta’ala (الله تعالى) knows best. Answered by: Mufti Ebrahim Salejee (Isipingo Beach) Source
Q: A person wishes to take out third-party insurance. He claims that this form of insurance is permissible because the insurance company will not pay him anything in the event of an accident but will rather pay out the third party. Is third party insurance permissible? A: All forms of insurance are haraam due to the elements… read more »
Q: I had rented a house and thereafter negotiated with the landlord to purchase the house. As I did not have the funds to purchase the house, my friend offered to assist by loaning me the full purchase price payable to him as arranged. He forwarded the monies to the seller and the legal transfer… read more »
Q: My father works in an insurance company which is being run by Muslims and follows Muslim laws. He himself is an insurance agent who does insurance of different people and the more people participate, the more commission he gets. I want to know whether the money he earns is considered halal? Because the insurance… read more »
Q: Is an income benefit/provider insurance policy allowed whereby one will receive an income if disabled and cannot work. At the age of retirement the policy will lapse with no benefit. A: All forms of insurance are haraam and impermissible, since they contain the elements of interest and gambling. And Allah Ta’ala (الله تعالى) knows… read more »
Q: My dad died on 10th September due to cancer. After his death, many people came with bills that he had debts. I am his only daughter so how can I pay all this debt and what should I do to pay this debt. Can we use interest money to pay the debt to non-Muslims. … read more »
Q: I want to apply to study in Canada and for this purpose I need a GIC certificate. A GIC is an account which I will open in a Canadian bank to show that I can bear their living expenses. When I go to Canada, they will refund me my funds within a given period… read more »