Is MCCA’s Tamleek scheme Shari’ah Complaint?

Answered according to Hanafi Fiqh by

I am Mohammad Mazeer from Melbourne, Australia.

I am looking for a house to buy and I can’t offered to buy by full payment at once.

So, I am looking for a Islamic permissible way to buy a home with loan.

There is a such loan provider in Melbourne called MCCA.

They have product called Tamleek.

You can  find more details about thier website

For Details about Tamleek: 

Please let me know your opinion on MCCA Tamleek, wether is Islamic lawfully permissible or not?


In the Name of Allah, the Most Gracious, the Most Merciful.

As-salāmu ‘alaykum wa-rahmatullāhi wa-barakātuh.

In order for us to comment on the Shari’ah compliancy of the scheme in reference, we require the actual contract. You may send us the contract at [email protected] for our observations.

And Allah Ta’āla Knows Best

Muhammad Haris Siddiqui

Student Darul Iftaa
Melbourne, Australia 

Checked and Approved by,
Mufti Ebrahim Desai.

This answer was collected from, which is operated under the supervision of Mufti Ebrahim Desai from South Africa.

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