My employer provides Life Insurance for my without any cost to me. There is no option for me to cancel it. If I die and my family is to receive the life insurance payment, can they keep it or give to poor people or to Masjid, Madressa etc?
If you don’t have the choice to cancel the insurance and your company provides it then you should remain quite. But you should write in your will that when your relatives receive this amount from the company then they should consult with scholar to see what they say. Right now this question is too early to answer.
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