Answer:
(Fatwa: 157/157/M=1431)
(1) The mahr of your wife is debt on you and you have to pay it off, you should pay it as soon as possible.
(2) Delaying the ghusl of impurity to an extent of missing the salah is unlawful. You should gather courage and bath before Fajr Salah so that you can perform salah timely.
Allah (Subhana Wa Ta’ala) knows Best
Darul Ifta,
Darul Uloom Deoband
