Answer:
(Fatwa: 1507/1423=D/1429)
If you neither did any dealing with the insurance company nor you paid any instalment for the policy, rather the company did all these things and it gave you the card for availing the hospital facilities then you can avail the same.
Allah (Subhana Wa Ta’ala) knows Best
Darul Ifta,
Darul Uloom Deoband
