الجواب حامدا و مصلیا
If the questioner opened the savings account without knowing about its legality (i.e. without knowing that it is not permissible), he should close it now that he has become aware of it. If he is not able to go to India, then as long as the account is not closed, it is permissible to take out the interest money and give it to any needy person without the intention of attaining reward. However, he should try his best to close off this account as soon as possible and must also repent and seek forgiveness what whatever sin has been committed relating to this issue.
And Allah knows best.