IslamQA

Using diners club lounges

Answered according to Hanafi Fiqh by Muftionline.co.za

Q: I have read the fatwa regarding ebucks and I am interested in finding out about Diners card. Many of our Muslim brothers have a Diners card. It is like a credit card, which they pay a yearly fee for, and the benefits are that one can use Diners club lounges in airports throughout the world. In these lounges meals etc are available as well as lounge /resting facilities etc

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A: Generally people acquire these cards to receive loans. Apart from the loan, the Diners company provides the cardholder with these added benefits. Hence it is impermissible for one who takes a loan from the Diners company, to derive any extra benefit as this will enter under the purview of Riba (interest). Interest is Haraam in Shari’ah. For further details refer to http://muftionline.co.za/node/5380

And Allah Ta’ala (الله تعالى) knows best.

لأن الربا هو الفضل المستحق لأحد المتعاقدين في المعاوضة الخالي عن عوض شرط فيه (هداية 3 / 78)

الربا فضل خال عن عوض شرط لأحد المتعاقدين في المعاوضة (فتح باب العناية بشرح النقاية 2/355)

باب الربا هو لغة: مطلق الزيادة وشرعا (فضل) … (خال عن عوض) … (بمعيار شرعي) … (مشروط) ذلك الفضل (لأحد المتعاقدين) أي بائع أو مشتر … (في المعاوضة)

قال الشامي: (قوله أي بائع أو مشتر) أي مثلا فمثلهما المقرضان والراهنان قهستاني قال: ويدخل فيه ما إذا شرط الانتفاع بالرهن كالاستخدام والركوب والزراعة واللبس وشرب اللبن وأكل الثمر فإن الكل ربا حرام كما في الجواهر والنتف. (رد المحتار مع الدر المختار 5/168-170)

” كل قرض جر منفعة فهو وجه من وجوه الربا ” موقوف . السنن الكبرى للبيهقي

Answered by:

Mufti Zakaria Makada

Checked & Approved:

Mufti Ebrahim Salejee (Isipingo Beach)

This answer was collected from MuftiOnline.co.za, where the questions have been answered by Mufti Zakaria Makada (Hafizahullah), who is currently a senior lecturer in the science of Hadith and Fiqh at Madrasah Ta’leemuddeen, Isipingo Beach, South Africa.

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