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Airport lounges and incentives offered by the bank

Answered according to Hanafi Fiqh by Askimam.org

I would like to know if it is permissible to use the reawrds offered by Diners Club International (eg. air port lounges)? And is there any information regarding Absa Rewards – or does it fall into the same category as FNB e-bucks.

Answer

In the Name of Allah, the Most Gracious, the Most Merciful.

As-salāmu ‘alaykum wa-rahmatullāhi wa-barakātuh.

It is permissible to redeem and accept rewards/loyalty points offered by the banks upon reaching a certain spending limit or qualifying as a certain cardholder. [1]

It is considered goodwill from the bank to allow one access to the Airport lounges without any cost.

And Allah Ta’āla Knows Best

Muhammad I.V Patel

Student Darul Iftaa
Lusaka, Zambia 

Checked and Approved by,
Mufti Ebrahim Desai.
 

____


[1]  عصر حاضر کے پیچیدہ مسائل اور ان کا حل جلد2  صفحہ197   

بنک والے اور کمپنیوں والے کارڈ ہول ڈر  کو جو انعامات دیتے ہیں ان کا لینا اور استعمال کرنا جائز ہے

فتاؤي دار العلوم زكريا جلد5 ص 380 زمزم  

بنک والے اور کمپنی والے کارڈ ہول ڈر  کو جو انعامات دیتے ہیں ان کا لینا اور استعمال کرنا جائز ہے

 

دارالعلوم دیوبند  دارالافتاء، 

یہ پوائنٹ کمپنی کی طرف سے تبرع و انعام ہے، اس سے ملنے والے فوائد سے منتفع ہو سکتے ہیں، گنجائش ہے۔

کریڈٹ کارڈ کے استعمال پر ملنے والے پوائنٹ پر بہ ظاہر ”سود“ کی تعریف صادق نہیں آتی، یہ محض ترغیبی انعامات معلوم ہوتے ہیں؛ اس لیے انہیں استعمال کرنے کی گنجائش ہے۔

 

See the answer below given by Mufti Taqi Uthmani Hafidhallah, a world-renowned Islamic legal scholar.

Rewards on Use of Credit Card

Q.) When using credit cards, some banks give bonus miles or bonus points for purchases and some other benefits. Please clarify it if we can use it. Every month I pay off the total of account without paying an extra cent of interest.

A.)   If a Credit Card is used for purchases and the bills are paid promptly without requiring to pay interest on late payment, it is permissible and the benefits given by the Credit Card Company as rewards can be availed of. It is not impermissible to benefit from such rewards.

This answer was collected from Askimam.org, which is operated under the supervision of Mufti Ebrahim Desai from South Africa.

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