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Can You Buy Medical Insurance When You’re Healthy?

Answered as per Hanafi Fiqh by Muftionline.co.za

Q: Is buying medical insurance allowed? i.e now I am healthy so I buy an insurance for e.g. 2 years. So if any medical emergency happens to me in the two years, then I can claim the insurance.

Bismillaah

A: Taking out medical insurance is impermissible as the elements of gambling and interest are found in it. For further details refer to

http://muftionline.co.za/node/12924

http://muftionline.co.za/node/1514

And Allah Ta’ala (الله تعالى) knows best.

 

Answered by:

Mufti Zakaria Makada

Checked & Approved:

Mufti Ebrahim Salejee (Isipingo Beach)

This answer was collected from MuftiOnline.co.za, where the questions have been answered by Mufti Zakaria Makada (Hafizahullah), who is currently a senior lecturer in the science of Hadith and Fiqh at Madrasah Ta’leemuddeen, Isipingo Beach, South Africa.

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