Home » Hanafi Fiqh » Muftionline.co.za » Can You Buy Medical Insurance When You’re Healthy?

Can You Buy Medical Insurance When You’re Healthy?

Answered as per Hanafi Fiqh by Muftionline.co.za

Q: Is buying medical insurance allowed? i.e now I am healthy so I buy an insurance for e.g. 2 years. So if any medical emergency happens to me in the two years, then I can claim the insurance.


A: Taking out medical insurance is impermissible as the elements of gambling and interest are found in it. For further details refer to



And Allah Ta’ala (الله تعالى) knows best.


Answered by:

Mufti Zakaria Makada

Checked & Approved:

Mufti Ebrahim Salejee (Isipingo Beach)

This answer was collected from MuftiOnline.co.za, where the questions have been answered by Mufti Zakaria Makada (Hafizahullah), who is currently a senior lecturer in the science of Hadith and Fiqh at Madrasah Ta’leemuddeen, Isipingo Beach, South Africa.

Read answers with similar topics: