Life insurance and funeral insurance

Answered according to Hanafi Fiqh by

Q: I just wanted to know if one can take out life insurance policy? Also if one can take out funeral insurance policy where the family is covered in case of death for funeral expenses?


A: All forms of insurance are haraam on account of the elements of gambling and interest being found in it.

And Allah Ta’ala (الله تعالى) knows best.


Answered by:

Mufti Zakaria Makada

Checked & Approved:

Mufti Ebrahim Salejee (Isipingo Beach)

This answer was collected from, where the questions have been answered by Mufti Zakaria Makada (Hafizahullah), who is currently a senior lecturer in the science of Hadith and Fiqh at Madrasah Ta’leemuddeen, Isipingo Beach, South Africa.

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