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Is It Permissible to Accept Death in Service Scheme as an Employer

Answered as per Hanafi Fiqh by DarulIftaBirmingham

Answered by: Mufti Eunus Ali


Assalamu Alaikum.
Hazrat, Death in Service is a benefit offered by most western employers where they pay 3/4 times your salary to your spouse/dependents. I believe you become eligible after certain few years of service.

More details found here:
https://www.unison.org.uk/get-help/knowledge/pay/death-in-service/ [1]

May Allah grant me long life, but if I do pass on, would this be halal for my family?

In the name of Allah, the Most Gracious, the Most Merciful


From the information provided on the website of the link that you have provided, it will permissible and Halal for a family to accept the death in service benefit as this appears to be a benefit provided by the employer without any required input from the employee. Hence there is no element of gambling found.

Only Allah knows best

Written by Mufti Eunus Ali

Checked and Approved by Mufti Mohammed Tosir Miah

Darul Ifta Birmingham

This answer was collected from DarulIftaBirmingham.co.uk, which is run under the supervision of Mufti Mohammed Tosir Miah from the United Kingdom.

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