Answered by: Maulana Qadeer Ahmed Tariq
Question
Assalamualaikum.
I am currently not working so do not have an income. I am married with children. I spend my time taking care of them. My husband works. I need to pay zakat as my gold is above nisab. My question is, how do I pay zakat if I have no money of my own OR should my husband pay this for me?
In the name of Allah the Most Beneficent, the Most Merciful
Answer
Zakaat is wajib on a sane Muslim male and female as long as you have had the possession of the wealth for a year. See Hidaaya volume 2 page 3 and 4.
Whoever owns the minimum amount of gold (nisaab), namely 85 grams, and one full Hijri year has passed, is obliged to pay zakaah on it, by giving one-quarter of one-tenth (2.5%), whether that is paid from the gold itself or the equivalent after selling it, or from other wealth.
As you do not own any other wealth with which to pay the zakaah, you have to give the zakaah from the gold itself, or sell some of it and pay the zakaah. If someone (your father, brother, husband, etc) volunteers to pay zakaah on your behalf, that is permissible, and he will be rewarded for it.
Written by Maulana Qadeer Ahmed Tariq
Checked and approved by Mufti Mohammed Tosir Miah
Darul Ifta Birmingham