Q: I received from clicks a funeral plan that pays my dependents 10% of the amount I spent before the last 6 months of my death. There is no monthly payments or any deposit. Is this Halal or is it a kind of insurance?
A: If the amount they are willing to give your dependents is not in lieu of any monetary payment, instead it is a gift from their side, it will be permissible.
Answered by: Mufti Zakaria Makada
Checked & Approved: Mufti Ebrahim Salejee (Isipingo Beach)