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Is crowd funding permissible through GoFund.me?

Answered as per Hanafi Fiqh by Askimam.org

I would like to know if it is permissible to use a crowd funding website to fund my fathers cancer treatment. An example of a crowdfunding website would be www.gofund.me. The agreement is esentially that the website gofund.me will host my funding project and people would come in and put in their contributions. The website would then deduct a % as a fee and transfer the rest to my account.

Also please note I am not elligible for zakat, we are Alhumdulliah well to do but cancer treatment is unbelivably expensive without any medical coverage and would require me to sell my house.

Answer

In the Name of Allah, the Most Gracious, the Most Merciful.

As-salฤmu โ€˜alaykum wa-rahmatullฤhi wa-barakฤtuh. ย 

The following information has been listed on the gofund.me website:

How do your fees work?

GoFundMe will deduct a 5% fee from each donation you receive. WePay[1] deducts 2.9% + $0.30 per donation.[2]

Does it cost anything?

While it’s free to create and share your online fundraising campaign, GoFundMe will deduct a 5% fee from each donation that you receive. Since our fee is deducted automatically, you’ll never need to worry about being billed or owing us any money. A small processing fee of about 3% will also be deducted from each donation.[3]

The pricing details have also been specified at the following link along with specific mention of no hidden fees for penalties or not reaching your donation goal: http://www.gofundme.com/pricing

Based on our analysis, the use of GoFundMe is permissible and the money charged by GoFundMe will be regarded as an administration fee collected by GoFundMe (along with their partner WePay) for processing all transfers.[4]

It is also recommended that you add a notice for all Muslim donors that they should not donate their Zakฤh money towards your campaign as you are not eligible for it.

Please note that the above ruling applies to GoFundMe specifically. We are unable to comment on the Sharฤซ`ah compliancy of all other crowd funding schemes without analyzing the details of their procedures and terms of use.

And Allah Taโ€™ฤla Knows Best

Bilal Mohammad

Student Darul Iftaa
New Jersey, USA

Checked and Approved by,
Mufti Ebrahim Desai.

www.daruliftaa.net


[1] What is โ€˜WePayโ€™ and what do I need to confirm?

GoFundMe has partnered with WePay to process donations to your campaign.

[โ€œFrequently Asked Questionsโ€, GoFund, accessed on February 26, 2015, http://www.gofundme.com/contact]

[2] โ€œFrequently Asked Questionsโ€, GoFund, accessed on February 26, 2015, http://www.gofundme.com/contact

[3] โ€œCommon Questionsโ€, GoFund, accessed on February 26, 2015, http://www.gofundme.com/questions/

[4] The following transaction may be classified in one of the following ways:

1) Ijฤrah: The recipient makes a contract with GoFundMe to use their services for collecting money on his behalf. However, this taโ€™wฤซl has the following issues:

a)ย ย ย ย ย ย ย  The job of GoFundMe is simply to ask for and collect money. This does not seem to be a suitable `amal (or service) to offer for ijฤrah. This can also be used as a hฤซlah for ribฤโ€™.

b)ย ย ย ย ย ย  The recipient (or mustaโ€™jir) in this case is not actually paying anything as ujrah since GoFundMe themselves cut a portion of the money received through donations before the mustaโ€™jir ever has qabdah over it.

c)ย ย ย ย ย ย ย  There is no muddah defined for this `aqd and the ujrah is majhลซl as it is contingent on future collections.

ูˆูŽุงุนู’ู„ูŽู… ุงู† ุตูุญูŽุฉ ุงู„ุงุฌุงุฑุฉ ู…ูุชูŽุนูŽู„ู‚ูŽุฉ ุจุดูŠุฆูŠู† ุงุนู„ุงู… ุงู„ุงุฌุฑ ูˆุงุนู„ุงู… ุงู„ู’ุนูŽู…ูŽู„ ูุงุฐุง ูƒูŽุงู†ูŽ ุงุญุฏู‡ู…ุง ู…ูŽุฌู’ู‡ููˆู„ุง ูุงู„ุงุฌุงุฑุฉ ููŽุงุณูุฏูŽุฉ ู„ู…ุง ุฑูˆู‰ ุนูŽู† ุงู„ู†ู‘ูŽุจููŠ ุนูŽู„ูŽูŠู’ู‡ู ุงู„ุตู‘ูŽู„ูŽุงุฉ ูˆูŽุงู„ุณู‘ูŽู„ูŽุงู… ุงู†ู‡ ู‚ูŽุงู„ูŽ ู…ู† ุงุณู’ุชูŽุฃู’ุฌุฑ ุงุฌูŠุฑุง ูู„ูŠุนู„ู…ู‡ ุงุฌุฑู‡

(ุงู„ู†ุชู ููŠ ุงู„ูุชุงูˆูŠุŒ ุฌ ูขุŒ ุต ูฅูฅูจุŒ ุงูŠุฌ ุงูŠู… ุณุนูŠุฏ ูƒู…ุจู†ูŠ)

2) Wakฤlah: GoFundMe is simply a wakฤซl who is making qabdah on behalf of the recipient. This also does not fit well here for the following reasons:

a)ย ย ย ย ย ย ย  In actuality, GoFundMe is acting as a wakil for the donors by dispensing their money in the avenues chosen by them and not as a wakฤซl for the recipient. This is apparent as GoFundMe does not consider themselves to be doing qabdah on behalf of the recipient until they first take their cut from the money of the donors. In other words, GoFundMe only transfers this money after taking a cut and then upon transfer, it is considered to be in the milkiyyah of the recipient.

b)ย ย ย ย ย ย  Even if we were to assume that the initial qabdah of GoFundMe is on behalf of the recipient, then the fee charged would be counted as an ujrah for qabdah of a wakฤซl. In this scenario, we will run into the same issue as point โ€œcโ€ mentioned under the โ€œijฤrahโ€ (i.e., no muddah has been defined). Consider the following `ibฤrat:

ุฑูŽุงุจูุนู‹ุง : ุชูŽุฌููˆุฒู ุงู„ู’ุฅูุฌูŽุงุฑูŽุฉู ู„ูู‚ูŽุจู’ุถู ุงู„ุฏู‘ูŽูŠู’ู†ู ูˆูŽุงู„ู’ุฎูุตููˆู…ูŽุฉู ูˆูŽุงู„ู’ู…ูุญูŽุงูƒูู…ูŽุฉู ุฅุฐูŽุง ุฐููƒูุฑูŽุชู’ ุงู„ู’ู…ูุฏู‘ูŽุฉู , ุฃูŽู…ู‘ูŽุง ุฅุฐูŽุง ู„ูŽู…ู’ ุชูุฐู’ูƒูŽุฑู’ ู…ูุฏู‘ูŽุฉูŒ , ููŽู„ูŽุง ุชูŽุฌููˆุฒู ( ุงู„ู’ุฃูŽู†ู’ู‚ูุฑู’ูˆููŠู‘ ) . ู…ูŽุซูŽู„ู‹ุง ู„ูŽูˆู’ ุงุณู’ุชูŽุฃู’ุฌูŽุฑูŽ ุฃูŽุญูŽุฏูŒ ุขุฎูŽุฑูŽ ู„ูุชูŽุญู’ุตููŠู„ู ุฏูŽูŠู’ู†ู ูููŠ ุฐูู…ู‘ูŽุฉู ุฃูŽุญูŽุฏู ุงู„ู†ู‘ูŽุงุณู ู…ูู†ู’ ุฏููˆู†ู ุชูŽุนู’ูŠููŠู†ู ู…ูุฏู‘ูŽุฉู ู„ูุฅูู‚ูŽุงู…ูŽุฉู ุงู„ุฏู‘ูŽุนู’ูˆูŽู‰ ูˆูŽุชูŽุญู’ุตููŠู„ู ุงู„ุฏู‘ูŽูŠู’ู†ู ููŽุณูŽุฏูŽุชู’ ุงู„ู’ุฅูุฌูŽุงุฑูŽุฉู . ููŽู„ูŽูˆู’ ุงุดู’ุชูŽุบูŽู„ูŽ ูููŠ ุฅู‚ูŽุงู…ูŽุฉู ุงู„ุฏู‘ูŽุนู’ูˆูŽู‰ ูˆูŽุชูŽุญู’ุตููŠู„ู ุงู„ุฏู‘ูŽูŠู’ู†ู ู…ูุฏู‘ูŽุฉูŽ ุซูŽู…ูŽุงู†ููŠูŽุฉู ุฃูŽูŠู‘ูŽุงู…ู , ุฃูŽูˆู’ ุนูŽุดู’ุฑูŽุฉู ูˆูŽุญูŽุตู‘ูŽู„ูŽู‡ู ูˆูŽุณูŽู„ู‘ูŽู…ูŽู‡ู ุฅู„ูŽู‰ ุงู„ู’ู…ูุณู’ุชูŽุฃู’ุฌูุฑู ููŽู„ูŽู‡ู ุฃูŽุฌู’ุฑู ุงู„ู’ู…ูุซู’ู„ู ุนูŽู„ูŽู‰ ุฃูŽู†ู’ ู„ูŽุง ูŠูŽุชูŽุฌูŽุงูˆูŽุฒูŽ ุงู„ู’ุฃูŽุฌู’ุฑูŽ ุงู„ู’ู…ูุณูŽู…ู‘ูŽู‰ ( ุนูŽู„ููŠู‘ูŒ ุฃูŽููŽู†ู’ุฏููŠ )

(ุฏุฑุฑ ุงู„ุญูƒุงู… ุดุฑุญ ู…ุฌู„ุฉ ุงู„ุฃุญูƒุงู…ุŒ ุฌ ูกุŒ ุต ูฅูฉูฃุŒ ุฏุงุฑ ุงู„ูƒุชุจ ุงู„ุนู„ู…ูŠุฉ)

3) Tabarru`: This entire transaction is simply a tabarru` from the side of GoFundMe. The reason for this is as follows:

The donors make a contribution/donation to GoFundMe for a certain project. These donors are already informed that part of the donation will be used for maintenance/transfer costs; therefore, they are aware that 5-9% of the masraf of their donation will be going towards such avenues. GoFundMe then deducts this percentage and sends the rest of the donation (per the wishes of the donors) to the intended recipients. The recipient, at the end of the day, does not spend a single cent.

As long as the donors have consented to use these funds in both avenues (fee for GoFundMe/Wepay and to the recipient), it is permissible:

ูˆูƒุฐู„ูƒ ู„ูˆ ูƒุงู† ุงู„ูˆุงู‡ุจ ู‡ูˆ ุงู„ุฐูŠ ูˆูƒู„ ูˆูƒูŠู„ุง ูŠุฏูุนู‡ุง ุงู„ูŠ ุงู„ู…ูˆู‡ูˆุจ ู„ู‡ ูู‡ูˆ ุฌุงุฆุฒ. ูˆ ูƒุฐู„ูƒ ุงู„ู…ุชุตุฏู‚ ุนู„ูŠู‡ ู„ูˆ ูˆูƒู„…ูˆ ู„ูŠุณ ู„ูˆูƒูŠู„ ูˆุงุญุฏ ู…ู† ู‡ุคู„ุงุก ุฃู† ูŠุจูŠุน ุดูŠุฃ ู…ู† ุฐู„ูƒ ูˆ ู„ุง ุจุฑู‡ู†ู‡ ูˆ ู„ุง ูŠุคุงุฌุฑู‡ ูˆ ู„ุง ูŠุชุฒูˆุฌ ุนู„ูŠู‡. ูˆ ุฅู† ูุนู„ ุณูŠุฃ ู…ู† ุฐู„ูƒ ู„ู… ูŠุฌุฒ.

(ุงู„ุฃุตู„ ู„ู„ุฅู…ุงู… ู…ุญู…ุฏุŒ ุฌ ูกูกุŒ ุต ูฃูคูงุŒ ุฏุงุฑ ุงุจู† ุญุฒู…)

ูˆู‡ู†ุง ุงู„ูˆูƒูŠู„ ุฅู†ู…ุง ูŠุณุชููŠุฏ ุงู„ุชุตุฑู ู…ู† ุงู„ู…ูˆูƒู„ ูˆู‚ุฏ ุฃู…ุฑู‡ ุจุงู„ุฏูุน ุฅู„ู‰ ูู„ุงู† ูู„ุง ูŠู…ู„ูƒ ุงู„ุฏูุน ุฅู„ู‰ ุบูŠุฑู‡ ูƒู…ุง ู„ูˆ ุฃูˆุตู‰ ู„ุฒูŠุฏ ุจูƒุฐุง ู„ูŠุณ ู„ู„ูˆุตูŠ ุงู„ุฏูุน ุฅู„ู‰ ุบูŠุฑู‡ ูุชุฃู…ู„

(ุฑุฏ ุงู„ู…ุญุชุงุฑ ุนู„ูŠ ุงู„ุฏุฑ ุงู„ู…ุฎุชุงุฑุŒ ุฌ ูขุŒ ุต ูขูฆูฉุŒ ุงูŠุฌ ุงูŠู… ุณุนูŠุฏ ูƒู…ุจู†ูŠ)

In other words, the administration fee is actually a charge on the side of the donors and not on the side of the recipient. For the recipient, he is simply receiving a free service of receiving donations from GoFundMe as a sort of tabarru` or hibah.

(ู‚ูŽูˆู’ู„ูู‡ู ูƒูุชูŽุงุจู ุงู„ู’ู‡ูุจูŽุฉู) ู‡ููŠูŽ ู„ูุบูŽุฉู‹ ุงู„ุชู‘ูŽููŽุถู‘ูู„ู ุนูŽู„ูŽู‰ ุงู„ู’ุบูŽูŠู’ุฑู ุจูู…ูŽุง ูŠูŽู†ู’ููŽุนูู‡ู ูˆูŽู„ูŽูˆู’ ุบูŽูŠู’ุฑูŽ ู…ูŽุงู„ู ูˆูŽุงุตู’ุทูู„ูŽุงุญู‹ุง ู…ูŽุง ุฃูŽุดูŽุงุฑูŽ ุฅู„ูŽูŠู’ู‡ู ุงู„ู’ู…ูุตูŽู†ู‘ููู (ู‚ูŽูˆู’ู„ูู‡ู ู‡ููŠูŽ ุชูŽู…ู’ู„ููŠูƒู ุงู„ู’ุนูŽูŠู’ู†ู ุจูู„ูŽุง ุนููˆูŽุถู) ูˆูŽุดูŽุฑูŽุงุฆูุทู ุตูุญู‘ูŽุชูู‡ูŽุง ูููŠ ุงู„ู’ูˆูŽุงู‡ูุจู ุงู„ู’ุนูŽู‚ู’ู„ู ูˆูŽุงู„ู’ุจูู„ููˆุบู ูˆูŽุงู„ู’ู…ูู„ู’ูƒู…ูˆูŽูููŠ ุงู„ู’ู…ูŽูˆู’ู‡ููˆุจู ุฃูŽู†ู’ ูŠูŽูƒููˆู†ูŽ ู…ูŽู‚ู’ุจููˆุถู‹ุง ุบูŽูŠู’ุฑูŽ ู…ูุดูŽุงุนู ู…ูุชูŽู…ูŽูŠู‘ูุฒู‹ุง ุบูŽูŠู’ุฑูŽ ู…ูŽุดู’ุบููˆู„ู ุนูŽู„ูŽู‰ ู…ูŽุง ุณูŽูŠูŽุฃู’ุชููŠ ุชูŽูู’ุตููŠู„ูู‡ู ูˆูŽุฑููƒู’ู†ูู‡ูŽุง ู‡ููˆูŽ ุงู„ู’ุฅููŠุฌูŽุงุจู ูˆูŽุงู„ู’ู‚ูŽุจููˆู„ู ูˆูŽุญููƒู’ู…ูู‡ูŽุง ุซูุจููˆุชู ุงู„ู’ู…ูู„ู’ูƒู ู„ูู„ู’ู…ูŽูˆู’ู‡ููˆุจู ู„ูŽู‡ู ุบูŽูŠู’ุฑูŽ ู„ูŽุงุฒูู…ู…

(ู‚ูŽูˆู’ู„ูู‡ู ูˆูŽู‚ูŽุจููˆู„ู) ุฃูŽูŠู’ ุตูŽุญู‘ูŽุชู’ ุงู„ู’ู‡ูุจูŽุฉู ุจูุงู„ู’ุฅููŠุฌูŽุงุจู ูˆูŽุงู„ู’ู‚ูŽุจููˆู„ู ูููŠ ุญูŽู‚ู‘ู ุงู„ู’ู…ูŽูˆู’ู‡ููˆุจู ู„ูŽู‡ู ู„ูุฃูŽู†ู‘ูŽู‡ู ุนูŽู‚ู’ุฏูŒ ููŽูŠูŽู†ู’ุนูŽู‚ูุฏู ุจูู‡ูู…ูŽุง ูƒูŽุณูŽุงุฆูุฑู ุงู„ู’ุนูู‚ููˆุฏู ู‚ูŽูŠู‘ูŽุฏู’ู†ูŽุง ุจููƒูŽูˆู’ู†ูู‡ูู…ูŽุง ูููŠ ุญูŽู‚ู‘ู ุงู„ู’ู…ูŽูˆู’ู‡ููˆุจู ู„ูŽู‡ู ู„ูุฃูŽู†ู‘ูŽู‡ูŽุง ุชูŽุตูุญู‘ู ุจูุงู„ู’ุฅููŠุฌูŽุงุจู ูˆูŽุญู’ุฏูŽู‡ู ูููŠ ุญูŽู‚ู‘ู ุงู„ู’ูˆูŽุงู‡ูุจู (ู‚ูŽูˆู’ู„ูู‡ู ูˆูŽู‚ูŽุจู’ุถู ุจูู„ูŽุง ุฅุฐู’ู†ู ูููŠ ุงู„ู’ู…ูŽุฌู’ู„ูุณู ูˆูŽุจูŽุนู’ุฏูŽู‡ู ุจูู‡ู) ูŠูŽุนู’ู†ููŠ ูˆูŽุจูŽุนู’ุฏูŽ ุงู„ู’ู…ูŽุฌู’ู„ูุณู ู„ูŽุง ุจูุฏู‘ูŽ ู…ูู†ู’ ุงู„ู’ุฅูุฐู’ู†ู ุตูŽุฑููŠุญู‹ุง ููŽุฃูŽููŽุงุฏูŽ ุฃูŽู†ู‘ูŽู‡ู ู„ูŽุง ุจูุฏู‘ูŽ ู…ูู†ู’ ุงู„ู’ู‚ูŽุจู’ุถู ูููŠู‡ูŽุง ู„ูุซูุจููˆุชู ุงู„ู’ู…ูู„ู’ูƒู ู„ูŽุง ู„ูู„ุตู‘ูุญู‘ูŽุฉู ูˆูŽุงู„ุชู‘ูŽู…ูŽูƒู‘ูู†ู ู…ูู†ู’ ุงู„ู’ู‚ูŽุจู’ุถู ูƒูŽุงู„ู’ู‚ูŽุจู’ุถู

(ุงู„ุจุญุฑ ุงู„ุฑุงุฆู‚ุŒ ุฌ ูงุŒ ุต ูขูจูค-ูขูจูฅุŒ ุงูŠุฌ ุงูŠู… ุณุนูŠุฏ ูƒู…ุจู†ูŠ)

ุฃูŽู…ู‘ูŽุง ุฑููƒู’ู†ู ุงู„ู’ู‡ูุจูŽุฉู ููŽู‡ููˆูŽ ุงู„ู’ุฅููŠุฌูŽุงุจู ู…ูู†ู’ ุงู„ู’ูˆูŽุงู‡ูุจู ููŽุฃูŽู…ู‘ูŽุง ุงู„ู’ู‚ูŽุจููˆู„ู ู…ูู†ู’ ุงู„ู’ู…ูŽูˆู’ู‡ููˆุจู ู„ูŽู‡ู ููŽู„ูŽูŠู’ุณูŽ ุจูุฑููƒู’ู†ู ุงุณู’ุชูุญู’ุณูŽุงู†ู‹ุง (ูˆูŽุฌู’ู‡ู) ุงู„ูุงุณู’ุชูุญู’ุณูŽุงู†ู ุฃูŽู†ู‘ูŽ ุงู„ู’ู‡ูุจูŽุฉูŽ ูููŠ ุงู„ู„ู‘ูุบูŽุฉู ุนูุจูŽุงุฑูŽุฉูŒ ุนูŽู†ู’ ู…ูุฌูŽุฑู‘ูŽุฏู ุฅูŠุฌูŽุงุจู ุงู„ู’ู…ูŽุงู„ููƒู ู…ูู†ู’ ุบูŽูŠู’ุฑู ุดูŽุฑููŠุทูŽุฉู ุงู„ู’ู‚ูŽุจููˆู„ู ูˆูŽุฅูู†ู‘ูŽู…ูŽุง ุงู„ู’ู‚ูŽุจููˆู„ู ูˆูŽุงู„ู’ู‚ูŽุจู’ุถู ู„ูุซูุจููˆุชู ุญููƒู’ู…ูู‡ูŽุง ู„ูŽุง ู„ููˆูุฌููˆุฏูู‡ูŽุง ูููŠ ู†ูŽูู’ุณูู‡ูŽุง ููŽุฅูุฐูŽุง ุฃูŽูˆู’ุฌูŽุจูŽ ููŽู‚ูŽุฏู’ ุฃูŽุชูŽู‰ ุจูุงู„ู’ู‡ูุจูŽุฉู ููŽุชูŽุฑูŽุชู‘ูŽุจูŽ ุนูŽู„ูŽูŠู’ู‡ูŽุง ุงู„ู’ุฃูŽุญู’ูƒูŽุงู…ู

(ุจุฏุงุฆุน ุงู„ุตู†ุงุฆุนุŒ ุฌ ูจุŒ ุต ูจูค-ูจูฅุŒ ุฏุงุฑ ุงู„ูƒุชุจ ุงู„ุนู„ู…ูŠุฉ)

ูˆุจู…ุง ุฃู† ุญู‚ูŠู‚ุฉ ุงู„ุฌุงุฆุฒุฉ ุฃู†ู‡ุง ู‡ุจุฉ ุจุฏูˆู† ู…ู‚ุงุจู„ุŒ ูุฅู†ู‡ุง ู„ูŠุณุช ู…ู† ุนู‚ูˆุฏ ุงู„ู…ุนุงูˆุถุฉุŒ ูˆุฅู†ู…ุง ู‡ูŠ ู…ู† ู‚ุจูŠู„ ุงู„ุชุจุฑุนุงุชุŒ ูู…ู† ุดุฑูˆุท ุฌูˆุงุฒู‡ุง ุฃู† ุชูƒูˆู† ุชุจุฑุนุง ู…ู† ุงู„ู…ุฌูŠุฒ ุจุฏูˆู† ุฃู† ูŠู„ุชุฒู… ุงู„ู…ุฌุงุฒ ุจุฏูุน ุนูˆุถ ู…ุงู„ูŠ ู…ู‚ุงุจู„ ุงู„ุฌุงุฆุฒุฉ. ูˆุนู„ูŠ ู‡ุฐุงุŒ ูุงู„ุฌุงุฆุฒุฉ ุนู„ูŠ ู‚ุณู…ูŠู†:

(ูก) ุงู„ุฌุงุฆุฒุฉ ุงู„ุชูŠ ุชู…ู†ุญ ุจุฏูˆู† ุงู„ุชุฒุงู… ุฃูˆ ูˆุนุฏ ุณุงุจู‚. ู…ุซู„ ุฃู† ูŠู†ุฌุญ ุทุงู„ุจ ููŠ ุงู…ุชุญุงู†ุŒ ููŠุนุทูŠ ุฌุงุฆุฒุฉ ู…ู† ุฃุณุชุงุฐู‡ุŒ ุฃูˆ ุฃุญุฏ ุฃู‚ุงุฑุจู‡ุŒ ุฃูˆ ุบูŠุฑู‡ู… ุจุนุฏ ู†ุฌุงุญู‡ุŒ ุจุฏูˆู† ุฃู† ูŠูƒูˆู† ุงู„ุชุฒู… ุจุฐู„ูƒ ููŠ ูˆุนุฏ ุณุงุจู‚ุŒ ูˆู‡ุฐุง ุชุจุฑุน ูˆู‡ุจุฉ ุจุฏูˆู† ุฃูŠ ุดูƒุŒ ูˆู„ุง ุดุจู‡ุฉ ููŠ ุญู„ุชู‡ุง.

ูข) ุงู„ุฌุงุฆุฒุฉ ุงู„ุชูŠ ุชู…ู†ุญ ุนู„ูŠ ุฃุณุงุณ ุงู„ุชุฒุงู… ุฃูˆ ูˆุนุฏ ุณุงุจู‚ุŒ ููŠู„ุชุฒู… ุงู„ู…ุฌูŠุฒ ุจุฃู†ู‡ ุณูŠู…ู†ุญ ุงู„ู…ุฌุงุฒ ุฌุงุฆุฒุฉ ุนู†ุฏ ูˆู‚ูˆุน ูˆุงู‚ุน ู…ุนูŠู† ู„ุง ูŠุฏุฑูŠ ุฃุญุฏ ู‡ู„ ูŠู‚ุน ุฃู… ู„ุงุŸ ูˆู…ู† ุดุฑูˆุท ุฌูˆุงุฒู‡ ุฃู† ูŠูƒูˆู† ุชุจุฑุนุง ู…ุญุถุข ู…ู† ู‚ุจู„ ุงู„ู…ุฌูŠุฒุŒ ูˆุฃู† ู„ุง ูŠุดุชุฑุท ุนู„ูŠ ุงู„ู…ุฌุงุฒ ุฃู† ูŠุฏูุน ุนูˆุถุง ุนู† ุงู„ุฏุฎูˆู„ ููŠ ุงู„ู…ุฎุงุทุฑุฉุŒ ู„ุฃู†ู‡ ุฃู† ุงุดุชุฑุท ุนู„ูŠู‡ ุฐู„ูƒ ุฏุฎู„ ููŠ ุนู‚ูˆุฏ ุงู„ู…ุนุงูˆุถุฉ ุงู„ุชูŠ ูŠุญุฑู… ููŠู‡ุง ุงู„ุบุฑุฑ ูˆุงู„ู…ุฎุงุทุฑุฉุŒ ูˆูŠุชุฃุชูŠ ููŠู‡ุง ุงู„ู‚ู…ุงุฑ

(ุจุญูˆุซ ููŠ ู‚ุถุงูŠุง ู…ุนุงุตุฑุฉุŒ ุฌ ูขุŒ ุต ูขูฃูฅุŒ ู…ูƒุชุจุฉ ุฏุงุฑ ุงู„ุนู„ูˆู… ูƒุฑุงุชุดูŠ)

This answer was collected from Askimam.org, which is operated under the supervision of Mufti Ebrahim Desai from South Africa.

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