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Rules relating to Debt and zakaat.

Answered as per Hanafi Fiqh by Askimam.org

Assalamualaikum. Can you please advise as to the rules regarding payment of zakaat when there is an outstanding debt of £10,000? Also would it be irresponsible to have another child with such a debt? May Allah reward you.

Answer

Respected Brother-in-Islam

Assalaamu Alaykum Wa Rahmatullaahi Wa Barakaatuhu

Kindly refer below.

It is not irresponsible to have a child despite being in debt. Each child comes with its own sustenance from Allah Ta’ala. We are merely a means for the child’s sustenance.

and Allah Ta’ala Knows Best

Mufti Ebrahim Desai
FATWA DEPT.

Q: I have read in a book that if there is an outstanding debt of R120,000 on a house worth R120,000 the entire amount is exempt from Zakaat. Is that correct? If that is the case, one will not pay Zakaat for many years.
A: The ruling contained in that book is incorrect. Only the amount that is due for one year will be regarded as a liability. (Shaami vol.3 pg.177; Lebanon)

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This answer was collected from Askimam.org, which is operated under the supervision of Mufti Ebrahim Desai from South Africa.

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