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I want to know that r we allowed to have life or health insurance in Islam?

Answered as per Hanafi Fiqh by Askimam.org
Answer

All conventional insurance schemes have elements of interest and gambling in
them, hence, not permissible.

and Allah Ta’ala Knows Best

Mufti Ebrahim Desai

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This answer was collected from Askimam.org, which is operated under the supervision of Mufti Ebrahim Desai from South Africa.

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