I have opened a current account in a usurious bank for the purpose of salary transfer and reception. What is the ruling of Sharia on leaving a portion of each salary in that account knowing that I will be needing that sum in the near future?
All perfect praise be to Allah the Lord of the Worlds. May His peace and blessings be upon our Prophet Mohammad and upon all his family and companions.
A Muslim must fear Allah and seek to transfer his/her salary to one of the Islamic banks to prevent his lawful money from mixing with the unlawful money of the usurious banks.
If this wasn`t possible then there is no sin in opening a current account in one of the usurious banks under the condition of doing one`s best to withdraw that salary once it has been transferred into that account. Moreover, it is unlawful to deliberately delay withdrawing that salary under the pretext of saving a portion of it until time of need. This is in order not to play any part in helping an institution whose business is founded on usury. Rather, a person must withdraw the whole salary from that usurious bank, then open a new current account in an Islamic bank and withdraw whatever amounts he/she needs and at any time. And Allah the Almighty knows best.