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Being eligible for a certain bank account

Q: I have a question which might seem a little odd but was hoping you could assist me. I have an account with First National Bank called a Young Professionals Account and the only way you can get this account is  if you are between the age of 18 and 30, earn more than a specific amount a month and have a professional degree (law, accounting, engineering, medicine etc), like a profession. I got the account a couple of years ago but started realising now that I don’t have one of those professional degrees, although I do fill the other requirements of age and minimum salary. Mine is a Bcom IT Degree, just not a professional degree like the ones required for the account. They required a degree certificate which I handed to them and they did accept it at the branch I went to. I’m torn as to whether it is haraam for me to have this account and whatever I have spent and use in this account is wrong or forbidden. The degree certificate I handed to the branch was my own certificate showing a normal Bcom degree. Should I be worried about this? Do I need to change my account? What about all the things I have used the account for? Apologies for the odd question. I did know at the time that it wasn’t one of those professional degrees but it didn’t occur to me that it might be wrong. This account also has fees and and these fees are automatically taken from the account as well.


A: If they agreed then it is permissible.

And Allah Ta’ala (الله تعالى) knows best.


Answered by:

Mufti Ebrahim Salejee (Isipingo Beach)

This answer was collected from MuftiOnline.co.za, where the questions have been answered by Mufti Zakaria Makada (Hafizahullah), who is currently a senior lecturer in the science of Hadith and Fiqh at Madrasah Ta’leemuddeen, Isipingo Beach, South Africa.

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