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Permissible Banking: Jobs and Loans.

Answered as per Hanafi Fiqh by Muftionline.co.za


1. Is it permissible for a person to do a job in a bank when he can not get any other job?

2. Is it permissible for a person to take a loan from a bank (for home) or to start his own bussiness?



1. If the job is of a permissible nature e.g. sweeping, making tea, it will be permissible, however being part of an interest-based operation is detestable. 

2. Since the loan the bank provides is an interest bearing loan, it will be haraam.

And Allah Ta’ala (الله تعالى) knows best.


Answered by:

Mufti Zakaria Makada

Checked & Approved:

Mufti Ebrahim Salejee (Isipingo Beach)

This answer was collected from MuftiOnline.co.za, where the questions have been answered by Mufti Zakaria Makada (Hafizahullah), who is currently a senior lecturer in the science of Hadith and Fiqh at Madrasah Ta’leemuddeen, Isipingo Beach, South Africa.

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