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Ordering stock after the customer pays

Answered according to Hanafi Fiqh by Muftionline.co.za

Q: I wholesale a lot of the things I sell .As I do not have capital to keep stock on hand, I have few items at home. The way I work is when customers order, they pay and then I get the stock.

The reason I do this is because I had incidents where orders were placed and I got the stock and the people never came to collect. Someone told me now that I can’t do this because I can’t sell something I don’t have. However my customers know that I get their stock once the payment is done. I do this also so that I don’t borrow money and can’t pay it back if customer doesn’t take. I’m not misleading them to think that I have the stock they know I will get it after payment. Am I doing wrong? First my customer becomes regular I don’t force payment before I get order as I know they will pay. It’s mostly with first time customers that I do not know. I deal over the phone I’m not in direct contact with the person and sometimes people are not honest so I’m just safeguarding myself.

Bismillaah

A: The right procedure is to promise them that you will get the article and you will conclude the sale only after you get the commodity in your possession.

عن حكيم بن حزام قال يا رسول الله يأتينى الرجل فيريد منى البيع ليس عندى أفأبتاعه له من السوق فقال لا تبع ما ليس عندك (سنن أبي داود رقم 3505)

وعن عمرو بن شعيب عن أبيه عن جده قال قال رسول الله صلى الله عليه وسلم لا نذر لابن آدم فيما لا يملك ولا عتق فيما لا يملك ولا طلاق فيما لا يملك رواه الترمذي وزاد أبو داود ولا بيع إلا فيما يملك (مشكاة رقم 3232)

Answered by:

Mufti Ebrahim Salejee (Isipingo Beach)

This answer was collected from MuftiOnline.co.za, where the questions have been answered by Mufti Zakaria Makada (Hafizahullah), who is currently a senior lecturer in the science of Hadith and Fiqh at Madrasah Ta’leemuddeen, Isipingo Beach, South Africa.

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