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Having breakdown cover with AA or RAC?

Answered as per Hanafi Fiqh by DarulIftaBirmingham

Having breakdown cover with AA or RAC?

In the name of Allah, the most Beneficent, the most Merciful.

Answer

To become a member of the AA, RAC or any other company for breakdown of the car is permissible. A car membership is different from insurance in that one pays for the service, which the company offers him. The money, which is being paid, is for the service. If one does not use their service during the course of the year, then payment still remains as one is paying for the service of them being there for you at anytime.

Only Allah Knows Best

Mohammed Tosir Miah

Darul Ifta Birmingham.

This answer was collected from DarulIftaBirmingham.co.uk, which is run under the supervision of Mufti Mohammed Tosir Miah from the United Kingdom.

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