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Is using a credit card from HDFC Bank halal?

Answered as per Hanafi Fiqh by Darulifta-Deoband.com
is credit card halal?i have credit card of hdfc bank.mantenas totly free for life time.n bank give me 50 days credit.after 50 days will charged me.this credit card is speacialy for shopping.my accout was 3 year old in this bank.my credit is very good in bank thats y they give me credit card?


(Fatwa: 1659/L=354/TL=1430)

Using credit card for purchase and other things is allowable when there is amount available in the account of the card holder; so that the bank can receive its debts. If there is no amount in the account, then also using credit card will be permissible with the condition that issued bills are paid within the required period so that no interest is levied; since paying interest is haram.

Allah (Subhana Wa Ta’ala) knows Best

Darul Ifta,
Darul Uloom Deoband

This answer was collected from the official ifta website of Darul Uloom Deoband in India.

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