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Can I work on my software for insurance and production companies to make a living?

Answered as per Hanafi Fiqh by Darulifta-Deoband.com
I need to clarify regarding my work in my company I am technical in charge of a software that carries information and sends to banking systems and get response back and shows details to users, like when you buy things in market – you pay using credit or debit card, the software taking care of get user data, sends to bank – show the reply of transaction status. I am working on other software products – Its a general product that collects data and analyze but that data collection product can be used for any industry to analyze their data. My company selling that product to insurance and production companies I have a deep sad in my heart, is this things halal – its not directly relates to anything haram. Please clarify me the above things are halal or haram? Do dua for me to make a halal way of life .

بسم الله الرحمن الرحيم

(Fatwa: 962/824/N=9/1439)

(1) The Software of which you are a technical in-charge, if it is used for banking system and it is designed or developed as per the banking requirement then your job is not free from being makrooh as the banking system is based upon interest based dealings while the interest based dealings are purely haram and unlawful in Shariah and it is also unlawful to help in this task in any way and being a cause for it is makrooh.

(2) If this Software is common, i.e. it could be used for any lawful and unlawful company or institution and your company sells it to insurance company and other unlawful and lawful companies or institutions then you may develop or design such types of Software. Those institutions or companies which will use it in unlawful task they shall be responsible for the same and you will not be taken accountable for their sin.

(3) May Allah the Almighty give us opportunity to pass our lives according to His pleasure and wills.

Allah knows Best!

Darul Ifta,
Darul Uloom Deoband

This answer was collected from the official ifta website of Darul Uloom Deoband in India.

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