Ref. No. 41/1020
In the name of Allah the most gracious the most merciful
The answer to your question is follows:
Insurance is based on interest and gambling which are Haram in Islam. Therefore, in normal condition, it is not allowed to get the car and house insured. Nevertheless if it is legally required then car insurance is allowable due to compulsion.
And Allah knows best
Darul Uloom Waqf Deoband
This answer was collected from the official website of Darul Uloom Deoband Waqf. The institution is based in India and the answers are provided in accordance to the Hanafi Fiqh.