Compulsory Insurance Policy

Answered according to Hanafi Fiqh by

Q: My company has taken an insurance policy for employees where the employees are covered for medical expenses. Is it halal to get my medical bills reimbursed using the said insurance? Note this is a traditional insurance company.

A: If your company has made this a compuslory insurance policy for all its employees, and deducts the premiums for the insurance from employees’ salary before paying them, then it is permissible for you and other employees to use the benefits of this medical aid.

And Allah Ta’ala knows best

Mufti Siraj Desai

This answer was collected from, which is operated under the supervision of Mufti Siraj Desai of Darul-Uloom Abubakr, South Africa.

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