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Medical Aid and hospital plan

Answered as per Hanafi Fiqh by Askimam.org

Please advise if there are any halaal medical aid or hospital plan for us in South Africa.

Government facilities are not the best and treatment is not the best

Answer

In the Name of Allaah, the Most Gracious, the Most Merciful.

As-salāmu ‘alaykum wa-rahmatullāhi wa-barakātuh.

Conventional medical aid schemes are not permissible due to three unlawful factors.

a)    Interest, b) gambling and c) uncertainty, for more details refer to #30516.

If one is facing a severe medical condition with financial constraint, then he should present his situation to a competent Mufti for a specific ruling[i].

And Allaah Ta’aala Knows Best

Muhammed Al-Ameen Bin Moulana Ismail Akoo

Student, Darul Iftaa

Newcastle; KZN, South Africa

Checked and Approved by,
Mufti Ebrahim Desai.

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[i] رد المحتار على الدر المختارفصل في الحداد 

ج 3ص 532 (دار الفكر-بيروت) 

الضرورات تبيح المحظورات

This answer was collected from Askimam.org, which is operated under the supervision of Mufti Ebrahim Desai from South Africa.

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