Regarding Life insurance & Disability Insurance

Answered according to Hanafi Fiqh by

Respected Mufti Sahib, My employer offers life insurance and disability insurance benefits. I am not sure if as a Muslim, I should enroll in such policies? Please assist me. Jazakallah!


It is not permissible to take out any conventional insurance policy as it
has elementts of interesst and gambling in it.

Mufti E. Desai

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This answer was collected from, which is operated under the supervision of Mufti Ebrahim Desai from South Africa.

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