بسم الله الرحمن الرحيم
(Fatwa: 181/106/SN=2/1439)
The prevalent Medical Insurance contains interest, gambling etc which are unlawful as per the Holy Quran and Hadith. According to Shariah, it is not lawful for a Muslim to take Medical Policy. Thus whatsoever you could arrange for your treatment legally do it and do not look towards insurance.
Allah knows Best!
Darul Ifta,
Darul Uloom Deoband
