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Processing budget transactions

Answered as per Hanafi Fiqh by Muftionline.co.za

Q: At tills in stores, there are speed points that accept debit and credit cards. Will we get sin if the customer uses his credit card and says that he wants his payment to be budget, not straight, so the bank will charge him interest?

Bismillaah

A: You should avoid this. Through you allowing him to take the budget option, you will be assisting him in acquiring an interest-bearing loan from the bank. Even though the sale will be permissible, however there will not be barakah in the wealth as sin had been committed in the process of acquiring it.

وَتَعَاوَنُوا عَلَى الْبِرِّ وَالتَّقْوَىٰ وَلَا تَعَاوَنُوا عَلَى الْإِثْمِ وَالْعُدْوَانِ وَاتَّقُوا اللَّـهَ إِنَّ اللَّـهَ شَدِيدُ الْعِقَابِ ﴿المائدة: ٢﴾

Answered by:

Mufti Zakaria Makada

Checked & Approved:

Mufti Ebrahim Salejee (Isipingo Beach)

This answer was collected from MuftiOnline.co.za, where the questions have been answered by Mufti Zakaria Makada (Hafizahullah), who is currently a senior lecturer in the science of Hadith and Fiqh at Madrasah Ta’leemuddeen, Isipingo Beach, South Africa.

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