بسم الله الرحمن الرحيم
(Fatwa: 396/351/SN=04/1437)
(1) You may do so.
(2) No, fixed deposit is purely interest based dealing which is not allowed in anyway.
يَمْحَقُ اللّهُ الْرِّبَا وَيُرْبِي الصَّدَقَاتِ الآية [البقرة : 276]
Allah knows Best!
Darul Ifta,
Darul Uloom Deoband
